ICRA

Final Score
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Final Rating
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COMPONENTSWeightageSelection/ScoringCalculation WeightAssigned ScoreRisk LevelSum product Check
Business Model/Profile Review15%
0
Size of the Business150%--
Competitive Advantages50%--
Uncertainty (Future Revenues & Profitability)50%--
Concentration Risk50%--
Management Quality10%
0
Governance Regulatory and Legal Compliance40%--
Board of Directors40%--
Management Team80%--
Ownership40%--
Industry Risk15%
0
Country Risk with Economic, Political and Social Stability150%--
Industry Risk150%--
Financial Analysis20%
0
Performance75%--
Financial Position75%--
Cash Flows50%--
Ratio Analysis40%
0
Capital Adequacy175%--
Earnings75%--
Asset Quality75%--
Liquidity75%--

Note: Your self-judgement is not your final ratings. This is just to give understanding on weightages and pointers we see on them before assigning final ratings. All final ratings are finalised by credit analyst and committee